Nigeria's Super App
STANCARD is a Nigerian super app — one app that brings together a digital wallet, a marketplace, jobs, logistics, travel, and professional services all in one place. Instead of switching between many different apps for payments, deliveries, hiring, and booking services, you do it all here.
Every STANCARD user is an Ambassador — the name STANCARD is derived from the word Ambassador. Whether you're buying, selling, hiring, or simply paying a friend, you carry your STANCARD identity everywhere you go. It works for everyday Nigerians and for the diaspora — people abroad can fund wallets, book local services, and pay Nigerian providers without any extra steps. Sign in is passwordless — your device handles security automatically.
A Mission is a community within STANCARD. Every ambassador can join or create a Mission — a group built around a shared trade, location, or goal.
"STANCARD exists to empower every ambassador with the tools to transact, grow, and connect. Missions are how ambassadors unite."
What's inside a Mission
A shared feed for updates and opportunities, a group chat to connect with fellow ambassadors, a member directory with profiles and listings, a leaderboard showing top contributors, and shared listings from Mission members.
Who can create a Mission
Any ambassador can submit a Mission for review. Once approved by the STANCARD team, the Mission goes live and is discoverable by all ambassadors. Official Missions created by STANCARD carry a verified badge.
Groups of ambassadors
Groups of ambassadors are called Missions. Whether your Mission is trade-based, location-based, or built around a shared interest — every Mission is powered by STANCARD.
Tap any category to learn what it is, who provides it, and how it works.
Every STANCARD user gets a digital wallet. You load it with money using your bank card or bank transfer via a secure payment gateway. From there, you can send money to any other STANCARD user, pay for services you book, or withdraw back to your bank account at any time.
Transaction Fee
A 1.5% fee applies on all wallet transfers between users. This fee is deducted automatically — if you send ₦10,000, the recipient gets ₦9,850 and the platform retains ₦150.
Funding your wallet
Add money using your debit card or internet banking. The wallet is credited immediately once your payment is confirmed.
Withdrawals
You can withdraw your wallet balance to your linked Nigerian bank account at any time. Processing takes a few minutes.
QR Code Payments
Every user has a personal QR code. You can scan someone else's QR code to pay them, or show yours to receive money — similar to how POS and bank apps work.
Diaspora payments
If you're abroad, you can fund your wallet using an international card and pay Nigerian providers or family members in naira without any extra steps.
Individual AccountFree
This is the default when you register. Free to use. You can fund your wallet, send and receive money, browse the marketplace, book services, and message other users. Daily transfer limit is ₦2,000,000, with a wallet balance cap of ₦5,000,000. You cannot post listings or offer services until you upgrade.
Trader Account
₦5,000 / monthFor sellers, service providers, and businesses. Post listings, offer services, run a Talent profile, and receive payments from customers. Daily transfer limit increases to ₦5,000,000 with a wallet balance cap of ₦10,000,000. You also get an extended QR invoice, a verified badge, advanced analytics, and priority support.
Upgrade from your profile page. Payment is required to activate Trader access.
Privacy Mode
Enable Privacy Mode to hide sensitive information across the entire app — wallet balance, account numbers, transaction amounts, and personal details are all masked. Perfect for using STANCARD in public without exposing your financial data. Tap the eye icon next to any field to reveal it temporarily. Find the toggle in Settings > Privacy & Security or directly on the Wallet screen.
Transaction Security
STANCARD gives you full control over your wallet's security. Set a Transaction PIN to authorise every payment. Enable Two-Step Verification to receive a one-time code to your email before high-value transfers go through. Configure transaction alerts for every payment or only large ones. Temporarily freeze your wallet with one tap if you suspect anything unusual — and unfreeze it just as easily. All settings live in Settings > Transaction Security.
Register
Open the app and tap Sign Up. Sign in with Internet Identity — your device handles security automatically, no password needed. Set a username and complete your profile.
Fund your wallet
Go to the Wallet tab and tap Fund. Enter the amount and pay with your debit card or bank transfer. Your balance appears immediately.
Browse and book
The Discover tab shows everything available — listings, services, jobs, and more. Tap any item to see details, message the provider, and book or buy.
Sell or offer a service (Trader only)
Upgrade to a Trader account from your profile. Once active, you can post listings, create service profiles, and receive payments directly to your wallet.
Leave reviews
After a transaction, both buyer and seller can rate each other. Reviews are public and help build trust on the platform.
STANCARD is built on the Internet Computer blockchain — a decentralised infrastructure that gives the app permanent uptime and transparent data handling without relying on a single server.
Your data is protected under Nigeria's NDPR (Nigeria Data Protection Regulation). We only collect what is necessary for your account and transactions. Your BVN and NIN are encrypted and never stored in plain text.
Disputes between buyers and sellers are handled through the in-app dispute system. Both sides can submit evidence and our team reviews and resolves the case.
Support: support@stancard.app
Privacy: privacy@stancard.app
Lagos, Nigeria
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